A SMARTER WAY TO FUND YOUR LOANS

Won't affect your credit score!

Fund in 15 Days

GET MY MORTGAGE

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Fund in 7 Days

GET MY BUSINESS LOAN

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ABOUT US

NMLS 1214294

At LoanSmarter.com we’re passionate about two things… Technology and Your Loan needs! We believe in empowering you with tools and modern technology to provide clear options about your home loan. We not only provide you with more options but a modern way of shopping and servicing your loan needs online. Best of all, we do this all without telemarketing calls or multiple credit checks! You’ll deal with one expert from application to funding!

At LoanSmarter we have a strict advertising and privacy policy, we never sell your information to other lenders. LoanSmarter arranges mortgages and business loans without the heavy paperwork. Simply upload your documents to our secure server with the click of a button! Our team of experts will ensure a smooth process from application to funding without hassle!

We are passionate about providing you with exceptional service and rates. We are the search engine for loans!

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Still have questions about your loan?

Feel free to call our 24-hour customer service hotline at 1-844 94 LOANS (56267)

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HOW IT WORKS?

1. Apply Online & Submit Your request.

Our loan engine will return only the lenders who will consider lending to you based on your entry and return the best results from 30 lenders!

2. Digitally Sign our Secure Application

Fill out our secure application and one of our representatives will contact you about your request.

3. Upload your Documents

Forget dealing with papers and trips to the bank. Verify and upload your documents through your secure portal.

4. Get Loan Approval & Close!

Once you're approved, our team will guide you to close your loan from the comfort of your own home.

OUR LENDERS

Our Lenders have EASY underwriting and rates lower than your bank! While most banks make it harder to qualify, our lenders recognize your unique financial situation. We qualify you by with true government guidelines, without the extra waiting periods for life events such as Bankruptcy, Foreclosure and Short Sales.

Here’s an example:

David applied for a VA home loan at ABC Bank. He was first pre-approved but then denied because of his previous Bankruptcy (Discharge date of 3 years ago) and foreclosure in 2013. ABC Bank denied his loan because their policies for ex- bankrupts is 4 years from the date of discharge, while true VA guidelines are only 2 years from your discharge date. Since our lenders have no extra requirements on top of government guidelines David was approved with us! Our team not only got him his dream home but he also received a fantastic 30 year fixed rate of 4.25%! (Actual and True Scenario)

RESIDENTIAL HOME LOANS

Purchase & Refinance

FHA Loans

with 3.5% down

Jumbo Loans to 90%

VA loans to 100%

Even with prior bankruptcy/ foreclosure

No mortgage insurance

lender paid insurance programs

Self-employed/bank statement programs

Foreign national

No country restrictions

Asset based lending

FHA 203k

Renovation Loans

Calculate Your Mortgage

Use this calculator to get an estimate

$1,700.00


30 Years @ 2.5%
.

Let's Apply now

Feel free to call our 24-hour customer service hotline at Toll Free- 1-844 94 LOANS (56267).

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WHAT OUR CLIENTS SAY ABOUT US

  • Client Speech

    Michelle O'brien (Funded FHA Loan)

    Howie Jays from Loansmarter.com was so helpful! I was having such a tough time getting a loan but even though I had a late car payments years ago from my divorce they were able to get me approved for an FHA loan where all other lenders said no! If it weren't for Loansmarter.com I would be still renting today. Thank you so much!

  • Client Speech

    Sylvia Barcelona

    Loansmarter.com Got me approved when I had a 512 FICO score! I couldn't believe it and they actually were able to Fund in less than 30 days! Their team is so professional and knowledgeable I would recommend them to everyone! Thanks so much for your help! - Sylvia Barcelona (Conventional Loan Client)

Contact us for more questions about your loan search and loan programs we offer

Feel free to call our 24-hour customer service hotline at Toll Free- 1-844 94 LOANS (56267).

CONTACT US CALL NOW